Underwriting Careers

Underwriting at PMA

At PMA, we recognize that every organization is unique and that the carrier-client relationship is all about joint success. To that end, we seek to partner with clients whose philosophies align with ours. Such organizations recognize the value of a proactive and disciplined approach to managing risk. They view PMA as a true partner in protecting their assets—including the safety of their people. They also stay highly engaged with PMA to prevent losses and effectively address them when they occur.

We are equally selective when it comes to our underwriting team. Valuing not only technical competence, but also personal accountability and business development acumen, PMA seeks underwriting professionals who are passionate about tackling all aspects of the job. Our underwriters are committed to building and maintaining expertise in their assigned segment and generating positive results for our company. They welcome the opportunity to be part of an integrated team that actively works to deliver tangible value to our clients. 

Because of our philosophy, consultative approach, and distinctly long-term view, PMA has a Large Account client retention rate of 90% or higher and 95% of our clients would recommend us, as measured by our independent client satisfaction surveys. Our underwriters take pride in understanding our clients’ businesses, developing effective solutions, and delivering tailored services that help drive mutual success.

Client Segments

PMA Insurance Group serves organizations in the following segments:

• Large Accounts (those with standard policy premiums of $750,000 or greater). PMA is an expert in handling the sophisticated needs of large, complex accounts. With a Large Account retention rate of 90% or higher, we provide risk management and commercial insurance solutions, specializing in workers’ compensation, to large accounts in a range of industries. Risk financing options including incurred & paid loss retros, large deductibles, pre-funded deductibles, guaranteed cost plans and captives.

• Mid-size Companies (monoline workers' compensation up to $500,000 / multiline up to $750,000 in annual policy premiums). We have over 100 years of experience specializing in workers’ compensation and providing property & casualty insurance to mid-size companies. We underwrite accounts based on individual risk quality and focus on serving organizations in the following industries: Long-Term Healthcare (nursing homes, assisted living facilities and continuing care retirement communities); Durable Goods Manufacturing (including, but not limited to, furniture and fixtures; rubber and plastics; fabricated metal; machinery; mechanical equipment and electrical equipment; and instrument-related products); Education (private secondary schools, and public and private colleges and universities), and Food Manufacturing, Wholesale & Retail (refrigerated, frozen, baked and non-perishable food manufacturers; general-line and specialty food distributors and retailers; wide variety of accounts along the food production, distribution and retail chain).

• Captives. We provide alternative markets solutions that are designed to optimize clients’ financial results and that offer a complete suite of service capabilities.

• Groups. PMA can enable smaller companies to receive the same quality, comprehensive programs as larger organizations, including competitive pricing.

PMA supports our insurance clients with integrated underwriting, claims, managed care, risk control, and account management services, as well as PMA Cinch, our RMIS tool.