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PMA Insurance Group
Commercial Package & Umbrella

PMA’s Commercial Package & Umbrella products provide the coverages and services, such as Claims Management, Managed Care, and Risk Control, that you need to protect your business operations from risk. Our underwriting team of highly experienced property and liability experts tailors coverage to your needs.

For our workers’ compensation clients, PMA provides Commercial Package solutions on a multi-line basis for commercial risks with low- to medium-hazard occupancies in Education, Food Production and Manufacturing industries, and Long-Term Healthcare (property only). The flexibility of our solutions and our industry focus allow us to design insurance programs that meet the individual needs of mid-sized companies within these industry segments.

The standard coverage form of PMA Package product includes an extensive list of property and general liability coverage extensions including:

General Liability Coverage Extensions
  • Additional Insured – Lessors
  • Additional Insured – Vendors
  • Additional Insureds by Contract
  • Broadened Coverage for Non-Owned Watercraft
  • Electronic Chatrooms and Bulletin Boards Coverage
  • Employee Benefits Liability
  • Fire and Water Damage Legal Liability
  • Good Faith Advertising Expense
  • Knowledge of Occurrence
  • Limited Product Withdrawal Expense
  • Notice of Occurrence
  • Property Damage Liability
  • Unintentional Failure to Disclose Hazards
Property Coverage Extensions
  • Accounts Receivable
  • Back-up of Sewers, Drains or Sumps
  • Brands and Labels
  • Builders Risk and Installation
  • Civil Authority
  • Contract Penalty
  • Dependent Properties
  • Depositors Forgery
  • Electronic Data
  • Incompatibility of Data and Media
  • Limited Worldwide Property Coverage
  • Ordinance or Law
  • Personal Effects and Property of Others
  • Personal Property Off Premises
  • Transit
  • Unscheduled Fine Arts
  • Utility Services – Direct Damage and Time Element
  • Valuable Papers and Records
  • Additional Insured – Lessors
  • Fire and Water Damage Legal Liability
  • Knowledge of Occurrence
  • Notice of Occurrence

The PMA Package team is dedicated to providing multi-line solutions to meet our customers’ needs and challenges. Umbrella coverage is also available.

Prepare To Partner

How can PMA help you? Call us at 1-888-476-2669 or visit our Contact Us page to explore how our risk management capabilities and expertise can deliver tangible value for your organization.


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