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PMA Insurance Group
Large Accounts

At PMA, we are passionate about helping large organizations (those with standard policy premiums of $750,000 or greater) take a thoughtful, more strategic approach with risk management solutions that drive tangible value. We match your needs with the right insurance solutions—tailoring a risk-financing program to your organization’s complex risk profile and then collaborating with you to manage your loss drivers, optimize the claims process, and implement effective risk control strategies.

PMA Insurance Group provides risk management and commercial insurance solutions, specializing in workers’ compensation, to large employers in a variety of industries—including healthcare, retail/wholesale, hospitality, manufacturing, and education.

In serving large accounts, we create a unique program for each client—integrating our Underwriting, Claims, Managed Care and Risk Control services. Each large account benefits from an Account Management team, as well as use of our powerful yet easy-to-use Risk Management Information System (RMIS) tool, PMA Cinch.

PMA’s approach has helped us achieve Large Account client retention of 90% or higher and overall client satisfaction of 95% as measured by our most recent independent client satisfaction survey.

Program Design & Risk-Financing Solutions

  • Incurred & paid loss retros
  • Large deductibles
  • Pre-funded deductibles
  • Captives

Collateral Options

A variety of collateral options are available depending on the risk-financing option you select. These include Letters of Credit, Custodial Funds, Trust Accounts, and cash collateral held by PMA. Under certain circumstances, cash collateral options can be used to fund client loss obligations within the deductible or captive retention layer.

Services Designed for Large Accounts

  • Single point-of-contact on claims issues
  • In-depth, collaborative account management
  • Industry-focused risk control services
  • Multi-disciplinary service team
  • Customized service plans
  • Annual stewardship reviews

PMA Vantage Captive

Vantage is PMA's heterogeneous group captive for workers' compensation, auto, and general liability available exclusively through our agents and brokers. It offers a simplified structure that lowers capital commitment and can return up to 50% of underwriting profits and investment income to members. Learn more about PMA Vantage Captive.

Prepare To Partner

How can PMA help you? Call us at 1-888-476-2669 or visit our Contact Us page to explore how our risk management capabilities and expertise can deliver tangible value for your organization.


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Large Accounts
Hear from Drew Jones, Executive Vice President, Insurance Segments