Network and Out-of-Network Programs Offer Important Medical Savings


During the bill review process, carriers/third-party administrators (TPAs) can reduce medical charges further by applying a "network discount." Carriers/TPAs contract with networks for access to the services of hospitals, physicians and other providers at discounted rates. Directing injured workers into these networks is an important path to savings.

John Santulli, President & Chief Operating Officer

As President and Chief Operating Officer, John Santulli is responsible for leading the operations of PMA Companies' Insurance and Third Party Administrator (TPA) business segments. John most recently served as Executive Vice President of Risk Services and Sales in which capacity he led PMA's significant customer and other service functions. He was instrumental in the establishment of the Large Account and Risk Management Insurance operating units many years ago, and led the launch of PMA Management Corp. as PMA Companies entered the TPA business.