Drop Down Menu
PMA Insurance Group

Strength in numbers—that is the basis for PMA workers' compensation group programs. We help clients with similar risk characteristics to join together in homogeneous groups for greater purchasing power. The result: access to programs that utilize proactive, innovative risk management solutions to deliver results.

In forming groups, PMA looks for organizations within the same industry, using their similar loss exposures to create cost-effective programs. This strategy can enable smaller companies to receive the same quality, comprehensive programs as larger organizations. Our underwriting expertise covers a diverse group of industry segments, and our track record illustrates our success with nearly 100 years of experience dealing with workers’ compensation programs.

As part of a group, you have access to a portfolio of PMA expert capabilities, including Claims, Managed Care, Risk Control and PMA Cinch, our RMIS tool.

Finding the Right Group Fit

We seek to form homogeneous groups comprised of members who are similar in industry, business, and premium size. PMA uses members’ similar characteristics and loss exposures to determine the frequency and severity of loss to the group based on the number of members. This approach enables PMA to identify shared risk characteristics among members and create opportunities for members to benefit from the collective output of the whole.

The ideal partners for PMA groups generally have the following attributes:

  • Small to mid-size businesses
  • Annual group premium minimum $1 million of similarly sized accounts
  • State specific groups
  • Homogeneous risks written through a central distribution or placement facility
  • Common group effective date

PMA Vantage Captive

Vantage is an alternative option for clients looking to take risk and share in the risk/reward potential of a group captive. Available exclusively through PMA agents and broker, Vantage is a heterogeneous multi-line group captive for workers' compensation, auto, and general liability. Learn more about PMA Vantage Captive.

Prepare To Partner

How can PMA help you? Call us at 1-888-476-2669 or visit our Contact Us page to explore how our risk management capabilities and expertise can deliver tangible value for your organization.


 Report a Claim  
 RMIS Tool
 PMA Cinch
 Find a Network Provider
 Medical & Pharmacy
 Risk Control Services
 PMA Websource
 Injured Worker Center