Workers' Compensation 

Workers' compensation is filled with complexities

Your risk management partner should know them all

Workers’ compensation represents an increasingly complex and costly benefit that can have a significant impact on your bottom line and most important resource—your employees.

Workers’ compensation cost and complexity are being driven by a number of factors:

• The aging of America’s workforce
• A growing presence of comorbid medical conditions, such as hypertension, obesity, and diabetes impacting work injuries and recovery times
• Escalating pharmacy costs and narcotic use/abuse
• Rising inpatient and outpatient medical costs
• Changing state and federal regulatory requirements, including Electronic Data Interface (EDI) reporting requirements, Medicare Affordable Care Act, Medicare Secondary Payer, and ICD-10.

PMA Companies has specialized in workers’ compensation for over 100 years. That makes us uniquely positioned to help reduce your frequency and severity of claims, including indemnity and medical costs, outstanding reserves, and overall workers’ compensation budget—while providing access to appropriate medical care and improving return-to-work outcomes for injured workers.